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As the US financial system deregulated, more than half of the local banks that had financed local companies went out of business－either by failing or by being absorbed into a few big banks. Actually, deregulation is the wrong word: the big banks were allowed to compete nationally, but many new regulations and reporting requirements were so expensive that small local banks could not cover the legal or information technology costs.

As the hour hand ticks over at long last, she heads to the night market to run her stall with bags of ingredients in tow. As she prepares her food, she chats with her customers -- mostly people from nearby villages, and sometimes tourists from afar.

As protests over the death of George Floyd have waged on in the United States, an interesting pattern has emerged among some of the country's politicians: That being, the more a given senator or office holder actively supported unrest and chaos in Hong Kong, the more they seem to paradoxically and even aggressively oppose the same phenomenon in their own country. While claiming to show support and solidarity for events in the Chinese city, vocal senators such as Tom Cotton, Joshua Hawley, Marco Rubio and others have all called for assertive action in tackling America's unrest, the same of which they would have been to slam as oppression and tyranny in Hong Kong.

As the application is expected to be evaluated by international experts in 2020, the guideline released on Jan 3 will serve as a legal framework for the preservation of water towns to meet the standards as a world heritage site, according to Li Jie, director of the joint application office based in Suzhou.

As to offline retail, SF had earlier made attempts to open residential community stores and imported product shops. However, it has not been a smooth sail as most of these operations are still in the red.